Tuesday, September 28, 2010

When to Admit Defeat?

Mr. Twingle and I have been struggling to stay afloat for several months now.  We never seem to catch a break.  Just when we think we're getting caught up, something else happens that sends us spinning.  It's that old "one step forward, two steps back" adage coming at us; only in our case it's like one step forward, ten steps back.

I'm exhausted. I don't want to deal with it anymore.  The constant stress and Mr. T working his ass off to try to make it work.  We've talked about me going back to work part-time; but, then we have to consider we'd have 3 kids to put in daycare.  Granted, the twins would only be before and after school; but, Picklewould be full-time for another 3 years.  Would I even be able to find a job?  Would that job cover the cost of daycare or would I just be working to have someone else raise my kids?

I've considered selling our home and downsizing; but, I don't think we would qualify for a new mortgage at this point in time and there would be penalties for getting out of our existing mortgage early.

When do you admit defeat?  And when you do, do you go crawling back to mommy and daddy asking them to let you move back in until you can get back on your feet?  That hardly seems fair, especially when you've got a family in tow.  GAH, it's just so FRUSTRATING.

Sadly, there is a lesson here.  Teach your children the value of money and the importance of living within their means.  I "thought" I was good with money; but, somewhere along the way we got lost and trying to find a way back is more difficult than anything else.

4 comments:

  1. I understand this more than you know and I only have 1 kid in tow. I just posted a blog about it this morning. Good luck, if I get it figured out, I'll let you know.

    Heather From and Mommy Only Has Two Hands! and Lynhea Designs

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  2. P.S. New Follower from Bloggy Moms!!

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  3. Thanks Heather. Glad to know I'm not alone, even though I know that, it's nice for others to actually say it aloud.

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  4. Oh man - I hear you. We have to figure out daycare, insurance, short term disability pay cuts. And then we had to go buy a new fridge in there. Sigh - never can win!

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